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There are resources available to consumers who are contemplating filing chapter 13 bankruptcy as an alternative to seek resolution to unpaid, unsecured debt. Chapter 13 bankruptcy forms can be found online and are easily downloaded to be filled out and filed. Those considering filling Chapter 13 bankruptcy should be sure that the forms you purchase and fill out pertain specifically to your state, as state laws with regard to bankrutpcy can vary. If you have exhausted the alternatives to filing for bankruptcy, have a large amount of unsecured debt as well as secured debt, Chapter 13 bankruptcy may be a viable option for you.