It is often a tough decision for an individual or business to know when to file for bankruptcy. Because bankruptcy laws are very complex, online sources are prohibited from giving actual legal advice. However, bankruptcy forms are oftentimes found online and can be downloaded to give prospective debtors an idea of what paperwork will need to be filed. As with any lawsuit, the first document that is filed called the petition. Again, knowing your rights and responsibilities with regard to filing bankruptcy can be a challenge for the lay person. Consulting with a reputable bankrtupcy attorney even if you know which type you qualify for and will file would be a good idea to make sure that you've covered all your bases.

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